What you upload
Your contract, as a PDF, DOCX or TXT file.
Think of the agreements people sign every week without a lawyer of their own: an offer letter, a lease or a loan agreement. The sample reports show the range. One covers an offer letter that arrives as a packet of six documents: the letter, four attachments and a screening authorization. Another covers a debt resolution services agreement. A third covers the working draft of an operating agreement for a two-member California company.
What comes back
In the sample reports, the first page gives you the overall picture and the pages after it give you the detail.
- Fairness Score. One number, 0 to 100, for how evenly the document treats both sides. What the Fairness Score means has its own page.
- A short summary. A few plain sentences on what the contract does as a whole.
- Risk flags. The clauses most likely to cost you, rated High, Moderate or Low, each tied to its section number so you can find it.
- Findings, clause by clause. Each finding quotes the contract and explains what the language does in practice.
- Jurisdiction notes. How the state whose law governs the contract tends to treat each flagged term.
- An annotated copy. Your contract, marked up, as a PDF or DOCX you can keep, send on or bring to a negotiation.
- A closing summary. The samples close with a one-page view of every finding and a page of points to consider before signing.
How to read a finding
Every finding in the three sample risk reports is laid out the same way.
- The heading names the clause and its section, with a severity rating of High, Moderate or Low.
- The quote gives the contract language word for word. Numbered markers sit inside it. A 1 marks the phrase that carries the risk. A 2 marks language that compounds it, often the part that is easy to skim past.
- What it means explains, in everyday words, what that language does. Its numbers match the markers in the quote, so you can see which phrase each sentence is about.
- The bottom line sums up the finding in a single line.
One rule runs through all of it: ratings go by the words on the page. A clause does not have to be enforceable to change how people behave or to raise the cost of a fight. That is why a term the law may limit can still carry a rating.
The law behind each provision
Most contracts name the law that governs them. That is not always the only law that reaches them. In the offer letter sample, every document picks North Carolina law, but the work happens in New York. Federal law applies wherever the work is done. The reports read that packet against federal, New York and North Carolina law, and the notes say where each one reaches.
Jurisdiction notes are written for the person signing, not for a lawyer. They point out terms worth a closer look under the rules where you live.
The samples also include a compliance analysis of the same offer letter packet. Each of its findings names the statute it was checked against, such as the federal overtime rule at 29 U.S.C. § 207. Each one also gets a posture, which says how the law treats the clause rather than how much it costs. Postures read like Conflict with mandatory law, Vulnerable as written, Statutory gap and Likely enforceable.
Some problems are gaps rather than words: a notice, a disclosure or a protection that the law expects and the contract leaves out. In the compliance sample, a required federal notice is missing from two attachments, and the report says so.
What happens to your file
By default, your file is held in memory only. It is never written to disk, and it is gone once the analysis is done. If you would rather keep a contract, you can choose to store it in the Contract Vault, where it is encrypted with AES-256 at rest.
Where Stipulex stops
Stipulex reads and explains. It does not represent you, and Stipulex, Inc. is not a law firm. When something needs a lawyer, the report is meant to say so instead of guessing. The compliance sample report shows this: its first page reads Attorney review advised, and its summary suggests a licensed New York employment attorney review the package before signature.
Read a sample report
Each sample is illustrative. The contracts are synthetic composites and do not describe real people or companies.
- Offer letter with Attachments A–D, risk analysis. Fairness Score 31.
- The same offer letter, jurisdictional compliance analysis.
- Debt resolution services agreement. Fairness Score 24.
- Operating agreement, working draft. Fairness Score 72.
To see what those numbers mean, read what the Fairness Score means. To meet the people building Stipulex, visit About us.
Questions people ask
Can I check a contract for red flags before I sign it?
That is the moment Stipulex is designed for. You upload the contract, and the report flags the clauses most likely to cost you, rated High, Moderate or Low, with the contract language quoted. Stipulex is building toward launch. You can get notified when it goes live.
Does Stipulex check a contract against state law?
Yes. Each provision is checked against the state and federal law of the contract’s jurisdiction. Jurisdiction notes explain how the governing state tends to treat each flagged term.
What file types can I upload?
PDF, DOCX and TXT.
How long does a contract review take?
The report arrives within minutes of your upload.
Is a Stipulex report the same as a lawyer’s review?
No. Stipulex does not provide legal advice and does not represent you. A report helps you understand what a contract says and where it may lean against you. When a question needs a lawyer, the report says so.