Contract intelligence. Not legal advice.

Don’t just read the fine print. Command it.

Upload any contract, binding agreement, or terms of service. Within minutes, Stipulex exposes hidden risks, delivers a definitive Fairness Score, and hands you a plain-English executive brief. Negotiate from a position of power. Know exactly what you’re getting into before your pen hits the paper.

  • Fairness Score
  • Risk flags
  • Compliance intelligence
Fairness ScoreVENDOR-MSA_2026-08.PDF
  • High§9.2Uncapped indemnification
  • Moderate§4.1Auto-renewal, 90-day notice window
  • Low§11.3Venue: Santa Clara County

47 CLAUSES · ANALYZED WITHIN MINUTES

01The problem we solve

The signing screen is designed to be finished, not read.

A countdown, a pre-checked box, a page of language that seems written to be skipped. Most people sign because the alternative is admitting they don’t understand it. That’s not a failure of intelligence. It’s a document doing exactly what it was built to do.

We’re building Stipulex so the person signing has the same reading the person drafting already has.

$400–500B
lost every year in the U.S. alone to bad contracts and poor contract management
33M
U.S. SMBs lack institutional-grade contract tooling
83%
of U.S. SMBs sign contracts without full legal review
$700–900
per hour, the typical attorney rate for contract review
$4.27B
AI contract-analysis market in 2026, growing 23.5%/yr

Sources: American Bar Association, LawGeex/Stanford, Market.us (2026).

02What you get

Institutional-grade analysis, operator-grade delivery

  • Fairness Score (0–100)A single, memorable metric for clause balance, market deviation, and regulatory posture.
  • Deterministic risk flagsPlain-English identification of problematic clauses, each with a severity rating and a recommended action.
  • Compliance intelligenceReal-time cross-referencing against federal law, state statutes, and county ordinances via a purpose-built database.
  • Zero disk footprintYour file is held in memory only, never written to disk, and gone the moment analysis completes. It is never used to train anything. TLS 1.3 in transit.
  • Instant reportsA 300–500 word executive summary plus annotated PDF / DOCX output, generated once and served instantly.
  • Analysis within minutesA full multi-stage review delivered within minutes. Speed is an architectural outcome, not a shortcut.

Your files, your call.

  • Default
    Zero disk footprintYour file is held in memory only, never written to disk, and gone the moment analysis completes. Nothing to delete, because nothing was kept.
  • Optional
    Contract VaultKeep the contracts you choose, encrypted with AES-256 at rest. Every version stays with the reading that explains it, so a redline, a renewal or a counter-offer never loses its history.

Either way, nothing is used to train anything, and the choice is yours for every file.

One page. Four kinds of notes in the margin.

Independent Contractor AgreementPAGE 3 OF 9

7.1Contractor agrees that all work product, including work created prior to the Effective Date, shall be the sole property of Company.

7.2Contractor shall not, for a period of twenty-four (24) months following termination, provide services to any client of Company in any capacity.

8.1Company may terminate this Agreement at any time without notice. Contractor may terminate upon ninety (90) days written notice.

9.4Payment shall be due within sixty (60) days of invoice, subject to Company’s acceptance of deliverables in its sole discretion.

Risk flagsThe clauses most likely to cost you, ranked high, moderate, and low, and marked where they sit in the document.
Fairness ScoreOne number, 0 to 100, for how evenly the document treats both sides. This one scores 38.
Clause-level readingEvery clause explained in the words you’d use, not the words they used.
Jurisdiction notesHow the state whose law governs the contract tends to treat each flagged term.
03How it works

Grounded in real law, not a model’s memory

  1. 01Upload contractPDF · DOCX · TXT
  2. 02Self-healing cleanupInput normalized and structured
  3. 03Multi-model analysisIndependent models cross-check each other
  4. 04Deterministic engineRule-based composition of the Fairness Score
  5. 05Report deliveredRisk flags · Executive brief · Annotated PDF

Not generated and hoped for. Verified.

50 states. Thousands of statutes, laws, and compliance rules. Updated daily.

Every finding is checked against Stipulex compliance rule sets: written from statute, regulation, and case law, refreshed from primary sources daily, with federal legislation monitored around the clock. Rule sets are versioned and dated. Your report names the version it was checked against.

04Why not just paste it into a chatbot?

A chatbot can tell you what a clause says. It can’t tell you it’s illegal in your state.

Paste a contract into a chatbot and you’ll get a fluent summary in seconds. Fluent is not the same as right, and a summary is not a check.

Summarized

§4 of an offer letter lets the employer hold your earned wages after firing you. It reads like a routine clawback.

CheckedHigh

It breaks New York wage law and Texas wage law at the same time, and Texas is the law the contract chose. Nothing in the wording tells you that. The statute does.

  • It reads the words. It doesn’t know the law.A general-purpose model has never read the current wage statute for your state at the depth this needs, and it won’t go look. Stipulex checks every finding against versioned rule sets written from statute, regulation, and case law, refreshed from primary sources daily.
  • It’s exactly as confident when it’s wrong.Hallucination isn’t a bug awaiting a patch. It’s how probabilistic generation works. Stipulex is built on that assumption: findings are verified against the rule sets before they reach you.
  • It reads what’s there. It can’t see what’s missing.A federal notice the agreement was required to include. A sick-leave entitlement the letter never mentions. The rule set knows what should be on the page, so the report can tell you what isn’t.
  • For some readers, the paste is the violation.Healthcare, financial services, and government face hard legal walls on general-purpose AI: HIPAA, GLBA, CMMC. Stipulex is building toward SOC 2 Type II and HIPAA.
05Sample report

Read the output before you sign.

STIPULEXSTIPULATE WITH CERTAINTY
ANNOTATED ANALYSIS REPORT

Offer letter with Attachments A–D

Illustrative sample, a synthetic composite · Deep risk analysis · Fairness Score · Annotations

Document analyzed
Offer letter with Attachments A–D (Non-Disclosure, Non-Competition, Non-Solicitation, Invention Assignment) and a screening authorization
Work location
New York, NY
Governing law / forum
North Carolina law, all documents · Exclusive venue: Mecklenburg County or W.D.N.C.
Analysis date
Sample report, demonstration purposes only
Fairness Score31OF 100 · HIGH RISK
Eight of the twelve provisions reviewed rate high riskThe employee carries the income swings, the trip to a distant courtroom, and a two-year restriction on where to work next. New York wage protections still attach to work performed in New York, but every document routes disputes to North Carolina first.

How to read this report: each section quotes the contract, rates the risk, and explains what the language does in practice. Ratings go by the words on the page.

“It’s built for operators, not lawyers: founders, ops, finance, HR, and procurement teams who sign real contracts without an in-house legal department.”

INSTITUTIONAL-GRADE ANALYSIS · SMB-FRIENDLY PRICE POINTS

06Company

The founder’s last products were FDA⁠-⁠cleared. This one is built the same way.

Stipulex is built in Redwood City, California by Tony Sodano, a software engineer of more than twenty years who spent nearly a decade in FDA-regulated hearing technology. At iHEAR Medical, maker of the first FDA-cleared over-the-counter home hearing screener, he rose from software engineer to Chief Information Officer, running the platform that let consumers test their hearing at home and fit a hearing aid to the resulting hearing profile, at a fraction of what an audiologist charges. At InnerScope Hearing Technologies, a publicly traded company, he led technology as the hearing-test kiosks his team built went into Walmart, CVS, Hy⁠-⁠Vee, and Giant Eagle. The engineering ran end to end, hardware to cloud. The compliance ran through 510(k), HIPAA, and ISO 13485.

That is the problem Stipulex solves, in a different profession: a service that was rigorous but priced for the few, rebuilt so anyone can use it without losing the rigor. And it is built the way regulated software has to be built, from the first line rather than bolted on at the end: your file held in memory and gone the moment analysis completes, never written to disk, nothing shared, and a clear line between reading a contract and practicing law.

Zero disk footprint
Your file is held in memory only, never written to disk, and gone the moment analysis completes. It is never used to train anything.
Not legal advice
Stipulex reads and explains. It does not represent you, and it says so on every page.
Patent pending
Applications on file with the USPTO.
Building, openly
Stipulex is in development. What’s described here is what we’re building, stated plainly.

Engineered for regulated-industry adoption and building toward SOC 2 Type II → HIPAA → FedRAMP.